Javier Locaputo

Javier is a Junior Credit Analyst with ambitions to transition into mortgage broking in the near future. He holds a Diploma in Mortgage Broking and Financial Services and is passionate about helping clients achieve their financial goals.


Outside of work, you’ll find Javier playing or watching his lifelong sport football, where he has competed at a high level in the NSW National Premier leagues, reflecting his dedication, teamwork, and competitive spirit both on and off the field.

Branislav Kokinovic

Branislav is a finance broker who combines technical expertise with a genuine passion for helping clients succeed. Specialising in complex lending - from self-employed income and trust structures through to SMSF and high-net-worth solutions - he thrives on finding pathways where others see roadblocks.

He’s committed to making the lending process simple and stress-free, taking pride in managing every detail so his clients can focus on building their future. For Branislav, the highlight of his work is seeing clients achieve milestones they once thought were out of reach.

Away from finance, Branislav’s energy is channelled into long-distance running and endurance training, where his discipline and determination mirror the same qualities he brings to his clients’ success.

Mitchell Green

With five years of experience in the finance industry, Mitchell has built a reputation for guiding clients through some of life’s most exciting and sometimes complex financial milestones. Specialising in helping first home buyers and self-employed clients, Mitchell understands that everyone’s path to property ownership is unique. His goal is to make the journey smooth, stress-free and ultimately rewarding.

Known for his approachable style and strong attention to detail, Mitchell takes pride in helping clients achieve their financial goals, whether it’s purchasing that very first home or securing the right loan solution for a growing business.

Outside of work, you’ll often find Mitch on the football field or enjoying a round of golf. His love of sport reflects his approach to broking: strategic, disciplined and always striving for the win.

Nadia Renaud

Nadia’s professional voyage over 20+ years in customer service, leasing and lending has seen her gain a deep understanding of the customer experience. Nadia finds immense satisfaction in making clients financial journeys less daunting and contributing to the improvement of their situations.

Beyond the office walls you will find Nadia immersed in completing puzzles, maintaining a healthy lifestyle and fitness regime whilst cherishing quality moments with family and embracing the joys and challenges of looking after a high maintenance husband.

Lorraine Lyford

Lorraine comes to Experity having successfully navigated her way in the industry for over 30 years. Given Lorraine was part of the initial set up team for one of the first aggregators in NSW, many would consider her a stalwart in the industry! Having been a broker herself Lorraine understands the nuances of risk, processes and policy that allows her to provide unique credit solutions for the team.

Away from providing her expertise you will find Lorraine in her much-loved garden at home or catching up with friends and family.

Nishtha Shrestha

Nishtha migrated from Nepal to Australia in 2021. For the past 6 years, she has been working in the Finance and Accounting sectors of Nepal and providing top notch service to clients, financial institutions and stakeholders involved. Her hardworking nature, attention to detail and dedication is what she has been praised for in her professional life. Her work experiences has nurtured her to go in depth to understand the needs of her clients and assist in achieving their financial goals.

She loves working in the Mortgage industry as she gets to be a small part of her client’s happiness. Her enthusiasm to learn every day, persistence, and diligence is what motivates her to progress in her career. She is a Chartered Certified Accountant backed up by a degree in Bachelor's in Business Administration. 

In her free time, she is busy reading fictions, exploring new places and restaurants and spending time with her newly found obsession - succulents

Julio Labraga

With over 25 years’ experience spanning accounting, broker finance and property, Julio’s comprehensive knowledge and insider network delivers his clients valuable advantages. Leading Experity Capital’s property advisory team, his passion is to help clients secure their property ambitions.

An active and successful property investor, his eye for driving capital appreciation with smart design has attracted media coverage in Domain Innovation, Houses magazine and Channel 7’s Better Homes & Gardens.

Over the years, Julio has structured and secured finance for homes and investment properties on and off market for his Australian and international clients. Now as a property advisor, Julio’s plain-speaking strategic negotiation skills are a key reason his longstanding clients trust his ongoing guidance in property matters.

Daniel Dusevic

Daniel brings his clients invaluable experience in that he isn’t just a finance professional, he’s an active property investor too. Having worked in finance since 2007 with leading companies such as Goldman Sachs and Macquarie Bank, he knows how to help businesses grow wealth through property.

Daniel brings you that level of expertise with genuine personal service. When he’s not solving a structured borrowing or SMSF requirement, you can find him building fun stuff from cardboard with his children!

Daniel Dusevic is a credit representative (484237) of Connective Credit Services ABN 51 143 651 496 (Australian Credit Licence 389328).

Bradley Durrant

Despite his youthful looks, Brad has worked in the banking and finance industry since 2008, after completing his Business & Commerce degree. The purchase of his own home and first investment property have enthused Brad to help other first-time buyers achieve their dreams of property ownership.

He loves nothing more than seeing the smile on a satisfied client’s face when they receive the keys to the property. Brad strives for excellence in everything he does, including his time on the soccer field playing semi-professionally in the NSW Premier League.

Bradley Durrant is a credit representative (499122) of Connective Credit Services ABN 51 143 651 496 (Australian Credit Licence 389328).

Marcelo Encina

Marcelo has worked with many of the major banks over the last 14 years, expanding his experience in lending and customer service. Now with Experity Capital, he brings this customer-centric approach to everything he does.

His hybrid experience across Commercial, Residential and Equipment Finance lending ensures his clients always receive exceptional support and insight throughout a deal, leading to a smoother process. Away from the office, Marcelo loves music, DJ’s, hosts a radio show and plays basketball in a local league. Definitely not your average client manager!